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Free calculators and guides
The same math as our spreadsheets, free in your browser. Your numbers stay on your phone or computer. When you want to keep them, the sheet does that.
Home budget · for anyone who wants to know where the money goes
Trucking · for owner-operators
Free calculator
Trucking Cost Per Mile Calculator
Your real cost per mile, the lowest rate per loaded mile, and what you need to bring in every week.
Open the calculator →Free calculator
Load Profit Calculator: see how it works
Watch one example load get a TAKE IT, a NEGOTIATE and a PASS. Then check your own loads in the sheet.
Open the calculator →Guide · 3 min read
Deadhead miles
Why empty miles raise the rate you need per loaded mile, how to count them in 30 seconds, and the rate that is really "all-in".
Read →Guide · 3 min read
Fuel surcharge check
How a fuel surcharge is calculated, why it often pays less than your fuel costs, and a two-minute check with 2026 diesel prices.
Read →Guide · 4 min read
How to calculate cost per mile
The six buckets that make up an owner-operator's cost per mile, a worked example with 2026 numbers, and the three mistakes that make the number look too low.
Read →Treasurers · coming soon
Before the paid sheet, we will publish a free treasurer report template you can copy. No signup. See what is coming →