Free 50/30/20 Budget Starter
Type your take-home pay. See how much goes to needs, wants and savings, and which part is over. One tab. About five minutes.
What you get
- Your 50/30/20 split in dollars.
- Up to 15 lines for your real bills and spending.
- One clear answer at the top: "Your plan".
- Works in the free Google Sheets app and in Excel. No macros.
- A 2-page guide that shows you where to start.
How it works
- Type your email above.
- Open our email and tap the button to confirm. This keeps your address safe from strangers.
- A second email brings the sheet: a "Make my copy" link for Google Sheets and the Excel file.
Want to try the numbers first?
The free budget calculator does the same 50/30/20 math in your browser. Nothing you type there is saved.
Want the whole month?
The Monthly Budget Planner adds bills with due dates, planned and actual, every paycheck and savings goals.
A planning tool, not financial advice. 50/30/20 is a common rule of thumb: change it to fit your life.